Many businesses operate both cars and vans. Operationally that is straightforward, but the vehicles may have different drivers, uses, tax treatment and insurance rating factors.
Separate the jobs each vehicle does
Cars used by managers and vans used for delivery or trade work present different patterns of use.
Driver access may differ
Not every employee should automatically be allowed to drive every vehicle.
Costs should be compared by role
A car and van can have very different depreciation, fuel, maintenance and tax profiles.
Policies can sometimes combine them
Some fleet insurers can cover mixed vehicle types, subject to eligibility and underwriting.
Be accurate about use
Delivery, carriage of goods, tools, commuting and private use should be described accurately during the quote process.
Keep the information current. Tax, vehicle and insurance rules can change. Check current official guidance or professional advice where a decision depends on a specific rule or figure.