It is sensible to review fleet insurance at renewal, especially when vehicles, drivers, claims or business use have changed. That does not mean changing insurer automatically.
Check the renewal against the current fleet
Make sure vehicle numbers, values, drivers, use and claims information are accurate before judging the price.
Look at cover as well as premium
Excesses, driver restrictions, breakdown options and policy conditions can matter more than a small price difference.
Give comparison providers accurate information
The quality of a comparison depends on the information supplied. Do not simplify the business use or claims history to obtain an unrealistic indication.
Allow time
Start before the deadline so there is time to answer questions and consider the terms rather than choosing under pressure.
Keep the decision practical. Use your own mileage, vehicle use, costs and business needs. Tax, finance and insurance terms vary, so check current information before committing.